We are revolutionizing the way you purchase insurance for your taxi company.
Commercial Hirecar Insurance Company (CHIC) is a direct provider of taxi insurance to owner operators and fleets. We specialize in primary liability and physical damage coverage. We offer liability limits from basic $35,000 to $1,000,000 in coverage. Physical damage limits are available up to $125,000 in value.
Our online rating system will provide you an immediate competitive quote at the lowest rates possible in the taxi industry. Coverage can be provided for all drivers and all driving records regardless of past history and experience.
CHIC gives you access to some of the lowest commercial auto insurance rates on the market today, all through one simple, online platform.
Features:
- Policy Quotes can be completed online or by phone
- Online Payment
- View Your Account Online
- Print Policy Documents, Insurance Cards, and Request Certificates of Insurance
- Request Policy Changes Online
- Online Claim Processing
- Live phone support is available from 8am-8pm EST Monday to Friday.
- Dash Cameras, both front and rear view are provided to our insureds for both security and claim prevention.
- Our company representative will visit your place of business to complete all paperwork and explain specifics of the policy.
Every professional driver knows insurance isn't just a requirement-it's peace of mind. For U.S. taxi operators, the right coverage can be the difference between staying on the road and losing business.
That's why Chic Insurance exists. We're a modern, driver-focused alternative to outdated providers. With Chic, taxi insurance is fast, affordable, and accessible anytime, anywhere.
Whether you drive in a big city or manage a small fleet, we protect your livelihood without wasting time or money. From instant online quotes to same-day proof of insurance, Chic empowers drivers to take control of their coverage, so they can focus on passengers and growing their business.
The Problem with Traditional Taxi Insurance
Taxi drivers often struggle with traditional insurance providers. They face slow processes, mountains of paperwork, and potential discrimination due to their driving history or credit scores. These issues can stop a driver from working efficiently and earning a steady income.
Chic Insurance was created to fix these problems. We offer all drivers a fair, fast, and clear path to comprehensive insurance coverage, helping them streamline their operations and protect their earnings.
Why Is Taxi Insurance Essential for Drivers?
Taxi insurance is vital to protect you, your passengers, and your business every time you're on the road. It safeguards against risks like accidents, fines, and even license suspension.
Driving without proper insurance not only puts you at financial and legal risk but can also jeopardize your livelihood.
At Chic, we know how important reliable coverage is for drivers. That's why our taxi insurance is simple, transparent, and tailored to your needs. Protecting your career has never been easier.
About Chic Insurance - Your Taxi Insurance Partner
Chic Insurance began with a clear mission: fix a broken industry. For decades, taxi drivers were forced into overpriced policies and endured weeks of waiting just to get the coverage they needed to work legally.
Chic disrupted this outdated model by introducing a direct-to-consumer approach. We built a platform where drivers can handle everything themselves: quotes, purchases, certificates, and claims.
From the beginning, Chic has been about affordability, transparency, and speed. We cut out unnecessary intermediaries while remaining a licensed insurance producer, ensuring that our drivers get both legitimate protection and lower costs. Today, Chic serves taxi, limousine, livery, and NEMT drivers nationwide, making us the modern partner every driver deserves.
How It Works (It's as Simple as 1-2-3)
Chic's process is built for drivers who can't afford to waste time. In just three steps, you'll go from uninsured to fully protected:
Get a Quote Online - Answer a few simple questions about your vehicle and operation. Chic instantly generates coverage options tailored to your needs.
Choose and Buy Your Policy - Compare plans, select the right protection, and purchase-all within minutes.
Print and Drive - Proof of insurance is available instantly. Need certificates for dispatchers or airports? Generate them anytime from your account.
No waiting on agents. No piles of paperwork. Just quick, reliable coverage that keeps your taxi on the road.
Essential Insurance Coverage for Taxi Drivers
Taxi drivers face unique risks on the road, and your insurance should address those challenges. Chic offers flexible coverage options to protect every aspect of your business:
Auto Liability Insurance - Complies with state and city requirements while covering you financially in at-fault accidents.
Comprehensive and Collision - Protects your vehicle from damage caused by accidents, theft, fire, or natural disasters.
Uninsured/Underinsured Motorist - Keeps you covered when other drivers lack sufficient insurance.
Medical Payments and PIP - Helps cover medical expenses for you and your passengers.
Fleet Coverage - Simplifies managing multiple vehicles with one policy and streamlined administration.
Custom Add-Ons - Tailor your policy with options like rental reimbursement or gap coverage.
Protect your livelihood with insurance designed for the risks you face every day.
Pricing You Can Trust
For taxi drivers, every dollar matters. Chic's pricing model is designed to keep costs manageable while ensuring you have the protection required to operate legally and safely.
No middlemen: savings are passed directly to drivers.
Transparent costs: you'll always know what you're paying for.
Flexible options: choose the coverage level that matches your needs.
By combining technology with a streamlined process, Chic eliminates the hidden fees and inflated premiums common in the industry. What you see in your quote is what you pay-simple, fair, and predictable.
How Can Chic Help Taxi Drivers Focus on Their Business?
Operating a taxi service comes with many challenges, and managing insurance shouldn't be one of them.
At Chic, we simplify the process to help drivers stay focused on what matters most-serving passengers, expanding routes, and seizing new business opportunities. Our straightforward approach ensures peace of mind, allowing you to navigate your business with confidence.
With self-service tools, 24/7 online access, and instant certificates, Chic provides seamless support whenever you need it. Say goodbye to unnecessary delays and unexpected costs, and experience insurance designed to work as hard as you do.
How quickly can I start driving once I purchase coverage?
With Chic, getting your taxi insurance sorted is super fast. Most drivers can buy a policy and get their printable proof of insurance on the same day-often within minutes of applying! This quick turnaround means you can get back on the road with minimal fuss.
Our system is all about getting you covered quickly and professionally, so you won't experience any unnecessary delays. We believe getting you activated fast is key to supporting taxi drivers like you.
Why Choose Chic?
Traditional insurance companies often fail taxi drivers. They demand endless paperwork, impose harsh restrictions, and overprice policies. Chic does the opposite:
Fast online platform: No waiting or mailing documents.
Inclusive coverage: Every driver is considered, regardless of past driving history or credit.
Affordable pricing: By cutting out middlemen, we pass savings directly to you.
Nationwide reliability: Trusted by taxi drivers across the country.
Transparent policies: No hidden fees or confusing fine print.
Frequently Asked Questions
How does Chic handle commercial auto insurance for my taxi business?
Chic specializes in commercial auto insurance that protects your taxi business from accidents, injury, or even a potential lawsuit. With streamlined insurance policies, drivers stay insured without heavy paperwork or long delays.
Can Chic provide affordable taxi insurance for a taxi company with employees?
Yes. Chic offers affordable taxi insurance tailored for every taxi company, whether you manage one car or have multiple employees. We understand the unique factors of each location and keep coverage competitive across most states, including Illinois.
Does Chic offer business insurance that includes property coverage and livery insurance?
Absolutely. Beyond business insurance for vehicles, Chic also provides property coverage and livery insurance. This ensures your vehicles, equipment, and customers are protected against theft, vandalism, or other risks that could leave your company sued.
How simple is the application process for limousine insurance or commercial auto coverage?
With Chic, the application process is fast and secure. You can request a quote, compare limousine insurance or commercial auto options, and get covered without a complex deal. The value lies in keeping your business compliant with the law while staying protected.
Take the Next Step Toward Smarter Taxi Insurance
Taxi insurance doesn't have to be slow, overpriced, or confusing. Chic offers modern, reliable coverage, delivered efficiently, often within minutes. This allows taxi drivers to get the protection they need without unnecessary delays or complications.
With Chic, you get a streamlined process designed to meet your insurance needs quickly and professionally. For assistance or to discuss your specific requirements, please contact us at 1-877-334-2442 or This email address is being protected from spambots. You need JavaScript enabled to view it..