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Limousine And Black Car Insurance

We are revolutionizing the way you purchase insurance for your limousine and black car company.

Commercial Hirecar Insurance Company (CHIC) is a direct provider of limousine and black car insurance to owner operators and fleets. We specialize in primary liability and physical damage coverage. CHIC offers liability limits up to $1,500,000 in coverage. Physical damage limits are available up to $125,000 in value.

Our online rating system will provide you an immediate competitive quote at the lowest rates possible in the limo and black car industry. Coverage can be provided for all drivers and all driving records regardless of past history and experience.

CHIC gives you access to some of the lowest commercial auto insurance rates on the market today, all through one simple, online platform.


  • Policy Quotes can be completed online or by phone
  • Online Payment
  • View Your Account Online
  • Print Policy Documents, Insurance Cards, and Request Certificates of Insurance
  • Request Policy Changes Online
  • Online Claim Processing
  • Live phone support is available from 8am-8pm EST Monday to Friday.
  • Dash Cameras, both front and rear view are provided to our insureds for both security and claim prevention.
  • Our company representative will visit your place of business to complete all paperwork and explain specifics of the policy.